Flexible down payment and credit guidelines for first-time and repeat buyers across Tacoma, Puyallup, Lakewood, and Washington State.
Empire Home Loans
Empire Home Loans
Phone: (253) 376-5475
Email: [email protected]
NMLS# 1466931
Company NMLS# 1839243
Flexible down payment and credit guidelines for first-time and repeat buyers across Tacoma, Puyallup, Lakewood, and Washington State.
Flexible down payment and credit guidelines make FHA loans a popular option for first-time and repeat buyers across Tacoma, Puyallup, Gig Harbor, and Washington State.
FHA loans are mortgages insured by the Federal Housing Administration. They are designed to help borrowers who may have lower credit scores, limited savings for a down payment, or higher debt-to-income ratios qualify for home financing.
FHA loans are available for purchase transactions and refinances, including the FHA Streamline Refinance program for existing FHA borrowers. They are particularly popular among first-time homebuyers in Pierce County communities like Sumner, Bonney Lake, Lakewood, and Spanaway.
Because FHA loans require both an upfront mortgage insurance premium and ongoing monthly mortgage insurance, it is important to compare the total cost of an FHA loan against conventional alternatives. As a Mortgage Loan Originator, I help you run side-by-side comparisons to find the right path.
Kirk will reach out shortly to discuss FHA loan options for your situation.
Curious whether an FHA loan is the right fit for your purchase or refinance in Pierce County? Contact Kirk Rau to compare FHA and conventional options side by side.